How To Start a Homestead: Step By Step Beginners Guide

How do you start a homestead? You don’t need to move to a farm to get started with homesteading. Anything you can do to develop more self-sufficiency, cut costs and live closer to nature will begin moving you in the right direction. Start growing your own food, learn to sew and preserve food and pick up other valuable skills.

In this article, you’ll learn what a homestead is and why you should start homesteading. Then we’ll walk you through the steps to get started, including planning, goal-setting, and the skills you’ll need to begin.

What Is A Homestead?

A homestead can mean different things to different people. But in a broad sense, homesteading is about living a self-sufficient lifestyle.

For most people, the main aspects of a homestead are owning their land and the buildings on it, and doing small-scale farming with the goal of being self-sufficient, or at least limiting their reliance on outside sources.

Although homesteading typically applies to farms, it’s also possible to be an urban homesteader by practicing sustainable living techniques, urban agriculture and a frugal lifestyle.

Some people believe that homesteading is more defined by the lifestyle choices that you make, rather than whether you live in the country or the city.

In the UK, what’s called homesteading is often referred to as smallholding. Or less frequently as crofting.

We’ll touch on exactly how to start a homestead step-by-step later in this article. But in its most basic sense, homesteading is about living off the land.

Homesteaders practice subsistence agriculture and often preserve their own food that they harvest to last them through the winter. So skills like canning and pickling are essential for homesteaders to have. 

They may even produce their own clothing, textiles and other crafts. Either to use within their own home or to sell to generate a little bit of extra income.

Homesteading is differentiated from living in a commune or village because of its isolation, both geographically and socially. A homestead typically only houses a single family, or at most, their extended family. 

Whereas a commune usually has a group of people living together who share responsibilities and possessions but are only loosely connected.

Homesteaders tend to live a more independent life, and may only venture into town once a week or less for supplies or to see friends. 

This is particularly true for homesteaders who choose not to have a job and get all the income needed to pay for taxes and other expenses from work done on their own land.

Homesteads are far more likely to rely on renewable energy sources like wind or solar electricity than the average home. 

In addition to growing their own vegetables and livestock, the idea of being completely “off-grid” is a massive appeal to a lot of homesteaders.

Imagine never having to pay another gas or electricity bill again! In some cases, electrical companies will even pay you for any excess electricity that you generate, which you can then sell back to the grid. 

How To Start A Homestead – Step By Step

Moving from a typical modern lifestyle to being a homesteader is often a gradual process. You don’t have to sell everything and move to the country all at once.

A lot of people have a romantic and idealized dream of what homesteading would be like.

Step 1: Consider What Homesteading Involves 

You should really stop and think about what the day-to-day activities and chores will be like if you decide to become a homesteader.

Taking care of crops and livestock, in particular, are time-consuming and physically demanding tasks, and not everyone is cut out for it.

If you have a spouse or partner, you also need to make sure they’re 100% on board, and that homesteading is the kind of life that both of you are looking for.

Don’t make a major homesteading decision without having all the facts and knowledge needed. Watch documentaries, read books and fully immerse yourself in the homestead mindset. 

If you’ve got friends or family who already have a homestead of their own, see if you can spend a few days helping out to get a feel for what the lifestyle is like. And be sure to ask them lots of questions.

Step 2: Set Goals For Yourself

If you followed Step 1 and realized that devoting yourself to taking care of a farm full-time isn’t for you, that’s totally okay.

You can still practice homesteading and have a sustainable lifestyle without selling everything and moving to the country.

Even in an urban setting you can start a vegetable garden, get a few backyard chickens and begin preserving your own food.

You just need to sit down and figure out exactly what your goals are.

  • Do you want to reduce your carbon footprint by a specific percentage?
  • Do you want to live on grid, partially on-grid, or completely off-grid?
  • Do you want to raise livestock, have fruit trees, or other things that will require more land?

Once you know what you want, you’ll better know what your next steps will be. 

Step 3: Decide Where You Want To Live

If you plan to make homesteading your full-time job and lifestyle, you’ll need enough room to grow all the vegetables and fruit that you need, plus space for cows, sheep, or any other livestock you want. 

In addition to figuring out how much land you need, you’ll also want to set parameters on the general area you want to live too.

Are you okay living in an ultra remote area, or do you want to be just outside of town?

Make sure any land you look at will actually work for the type of homestead lifestyle you’re trying to accomplish. 

If you’re primarily looking to grow crops, then very sandy or rocky soil will make things more difficult, for example.

Don’t forget to factor in travel time. Do you really want to drive 1.5 hours every time you need to pick up something from the grocery store, or go to work every day (if you’re still going to have a job?)

Are you okay with the fact that it may take an hour for police or an ambulance to arrive in case of an emergency?

Even little things like needing to take a long walk down to your mailbox each day, or driving to your nearest post office once a week, may be more than what you thought you were signing up for.

Also avoid the temptation to bite off more than you can chew. You don’t need 100 acres, or even 10, to have the homestead of your dreams.

For a single family, 2 to 5 acres is often more than enough to provide everything they need. Anything bigger than that and you may find it’s just more trouble to maintain than it’s worth. 

Some important homestead factors to keep in mind during the planning stage include:

  •  Water access. Do you have nearby lakes, rivers, or ponds that you can use for water? Is there a well on the property? How much rainfall does the area get per year?
  •  Land safety. You don’t want to live somewhere that’s prone to drought if you’re growing your own food, and you also don’t want to be near oil fracking sites or other potential health hazards. 
  •  Community. Sometimes the community you’re a part of is just as important as the land you buy. You will need to make friends and network with people in your area. If they have different religious or political views than you, it might be more difficult to fit in with the community, especially in a small village. 
  • Shool. If you have kids, is there a school nearby? If not, you may need to homeschool them. 

Step 4: Make A Budget

Having a thoroughly thought-out budget is critical for homesteading, particularly if you’re planning to give up a steady job to become completely self-sufficient.

If you’re buying land and property, it’s important not to use all your savings to buy it. Otherwise you won’t have any money left for renovations, improvements, equipment, or other necessary things.

As a general rule, you should expect any changes or improvements to your property will cost 50% more than you expect, and could take twice as long.

If you are giving up a job for a more self-sufficient lifestyle, you’re going to need to think of some ideas to generate income for yourself.

At a bare minimum you’re still likely going to need to pay property taxes, and potentially utilities as well as things like a phone or internet bill. 

You’re also going to want to have some savings in case of an emergency, such as if your furnace breaks, or a family member gets sick.

It’s smart to have multiple streams of income from your homestead. You may try selling wool, milk products, extra produce, as well as things like soap making or other crafts. 

That way if your crops all die or you find out there’s no demand for one income source, you have something else to fall back on. 

Obviously you don’t want to spread yourself too thin. But it’s not all that uncommon for homesteaders to have 5 or 10 different products or sources of income.

Step 5: Start Small

Whatever your situation is, even if you’re living in an apartment, you can start moving toward a more self-sufficient lifestyle this week.

If you have a sunny window, you can start growing your own herbs or lettuce indoors.

Got a large backyard that’s not being used to grow much besides grass and weeds? 

Put in a garden or raised bed next spring and start growing a portion of the vegetables for your household. (Be sure to pick vegetables that you actually enjoy and want to eat regularly!)

Have a fireplace that you don’t currently use? Time to clean out your chimney and get some wood, and start using it to reduce your heating bill!

Over time you can gradually add more and more projects. Even if you only make one or two small lifestyle changes per year, things will really start to add up over time.

You could even start raising chickens or beekeeping in your backyard. Just be sure to check what your local bylaws are to make sure it’s allowed first!

Homesteading is all about what feels right for you. You can define your priorities and do things in whatever order makes the most sense to you. 

For some people, self-sufficient energy may be a priority so they may want to invest in solar panels right away. 

Step 5: Continually Simplify Your Life

Other people may not mind paying for gas and electricity. Some people may want to start raising livestock right away for egg and meat production, while some people may choose to never go down that route due to ethical reasons.

Homesteading often goes hand-in-hand with minimalism and living a more frugal lifestyle.

A big part of that is getting out of the cycle of always needing the newest and greatest phones, gadgets, trendy clothing, and other things that can suck money out of your bank account but not really offer much value.

For homesteaders, less is more, and there’s usually a cheaper and better way to do something.

You should be continuously taking an audit of your life to see what things are draining your money, time, and energy, and seeing if you can reduce or completely eliminate them from your life.

Adding homesteading to your lifestyle will often require taking some previous things out. Some things might be obvious.

Like if you’re now doing physical activity on your homestead of hours each day, you can probably cancel your gym membership. 

Other things may be more subtle and take more insight to figure out how to reduce or remove them from your life.

Step 6: Learn To Preserve Food

Even if you need to buy your own canning jars or a food dehydrator, they will often pay for themselves within the first one or two uses.

Starting to use cold storage is as easy as finding a cool, dark place in your basement or under your home where you can store things. 

Step 7: Make Friends With Other Homesteaders

Homesteading is often associated with hermits or people who aren’t very sociable. But the truth is that many homesteaders are very friendly and eager to share what they know with anyone who’s interested.

Or you might even set up long-term arrangements with other homesteaders to trade for food and supplies that you don’t necessarily want to produce yourself. 

You might only need a plow once per year at the start of the season, and it could make more sense to just borrow it from a neighbor as opposed to buying one for yourself.

Step 8: Start A Garden

Gardening doesn’t have to be expensive. In fact, all you really need is a few dollars for some packs of seeds. Dirt, water, and sun are all free and are really all you need to get started. 

You might not get the same yield as someone who uses fertilizer, but most vegetables will grow in almost any type of soil with just a bit of love and care.

If you don’t have any land of your own yet, sign up for a community garden, or even borrow a bit of land from a neighbor or friend. 

Most people are happy to let you use some extra space they aren’t using in exchange for some free vegetables later in the season.

Step 9: Compost

It doesn’t take much effort to throw all your food scraps, leaves, chicken manure, and extra plant matter from your garden into the compost. It’s also hard to do it wrong. 

Just let everything decompose and turn it over once and a while, and you’ll have free soil to put back into your garden in no time.

Step 10: Learn To Sew and Mend Clothes

While you’re working on your homestead, you’re likely to start wearing out your clothing while you’re tending to your vegetables or livestock.

If you get a rip in your jeans, you could just throw them out and get a new pair. But being a homesteader means being more sustainable than that! 

For the cost of some thread, you can repair your own clothes and get months or years more out of them.

A sewing machine will make things faster and easier, but it isn’t necessary. With just a needle and thread you can repair and hem clothes to make them last significantly longer, and save a lot of money in the process.

Step 11: Learn To Build and Repair

You don’t need to become an expert carpenter, but you want to be a decent enough handyman that you can fix things around your homestead if they break, without having to always call someone else in.

Your solutions don’t need to be pretty, but they need to keep things working.

Building things like tables, cabinets, or even a barn yourself will save a lot of money if you’re able to do it.

Building things like tables, cabinets, or even a barn yourself will save a lot of money if you’re able to do it.

How To Find Land For A Homestead

Before you even begin looking for a homestead, I would recommend checking with your bank to make sure you are approved to get a loan. 

Having a preapproval letter in hand will help you to know exactly how much you’re able to spend on a property, and can streamline the negotiation process.

Homesteading has a number of legal and financial benefits, as well as the potential to increase your quality of life and satisfaction.

1. Homestead Exemptions

In some US states, homesteaders can make use of something called a homestead exemption. This allows homeowners to protect the value of their home and land from creditors and taxes.

Since homestead exemptions vary so much from state to state, you should consult a lawyer or accountant before making any financial decisions related to your homestead.

2. Security

Having the title to your land and home gives many homesteaders a greater sense of security.

Homesteaders tend to make lower income, but since they have much lower expenses they may not even need to work a conventional job.

3. Achievement

Homesteaders take pride in having a piece of land to call their own. Most couldn’t imagine renting a tiny apartment, and prefer to have their own land where they can provide for their family.

4. Less Stress

Like most people who live in the country, homesteaders report experiencing a lot less stress than those who live in loud and busy cities and urban centers. 

Imagine your home being surrounded by the sounds of birds chirping and livestock, instead of busy traffic and police sirens.

5. More Environmentally Conscious 

Homesteaders have a closer relationship to nature than those who live in the city. They know where their food comes from, because they often grow most of it themselves. 

As a result, they naturally have an incentive to care more about the environment and make sure their agriculture practices are sustainable.

That way their land will continue to support them for the rest of their lives, and hopefully the lives of their children as well.

6. Better Physical Health

Running a homestead requires a lot more physical labor than an office job, or most jobs in the city for that matter.

Combine that with the fact that homesteaders typically eat healthy nutritious foods they make themselves, and have much less opportunity to indulge in processed foods like pizza or chips.

Lower stress, regular physical exercise, and a healthy diet are all strong factors in staying fit well into old age, and living a long life.

Homesteading isn’t easy. In fact, there’s a steep learning curve to learn all of the new skills you’ll need. It can be challenging and even overwhelming at first. But many of these challenges will help to grow you into a stronger person. 

This Act provided the ability for settlers to get 160 acres of public land for free, as a way to encourage people to migrate further into the Western United States.

To obtain your land under the Homestead Act, you simply had to pay a small fee and live continuously on your land for five years. After that point, the US government would transfer you full ownership of the property.

Nowadays, don’t expect to get a huge hundred-acre plot of land for free, though. 

Most commonly today, you’ll only receive a lot in part of a subdivision, and there may be specific provisions. For example, you may be required to build your own house within a year of receiving the free land.

This means you’ll need to apply for a homestead with proof you have the funds to build a home, as well as a proposed design or floor plan. 

You may be on the hook for extra costs such as paying the community to develop streets, sewers, and water for your property as well. So make sure that you read the fine print before signing any deals.

If you’d like to live in New Richland, Minnesota, hereis where you can apply for free land. Or if perhaps you’d like free land in Nebraska, check out this link instead. 

If you start searching, you might be surprised by how many US states offer the ability to get free land, as long as you have a bit of flexibility regarding where you live.

Unfortunately, you likely won’t have as much luck finding free land to start your homestead outside of the United States. 

In Canada for example, homesteading is pretty much a thing of the past. Almost all land that isn’t privately owned is considered Crown land which is owned and managed by the Canadian government.

It’s certainly possible to purchase remote land in areas of Canada such as the Yukon at reasonable prices for agricultural purposes, but getting land for free is pretty much out of the question.

Similarly in Australia, it’s difficult to get land for free. But you may be able to buy remote land for extremely low prices. As low as 20 cents per square meter in some cases.

Q: Can you be self-sufficient on 1 acre?

A: On an acre of quality land you should be able to provide most of the food that a small family needs. But it would be tough and would require a lot of work to keep it producing at peak capacity. 

An acre isn’t enough for pigs or cows, in terms of livestock it can only support a small flock of chickens, two goats, and a large garden. 5 – 10 acres would be more comfortable for living completely self-sufficient.

Homesteading is a mindset and way of life, and you don’t necessarily need to live on a farm to get started. 

By gradually becoming more self-sufficient and simplifying your life, you can slowly move step-by-step toward your ultimate goal of living the life of a homesteader. And after you’re all set up, you can begin to make money homesteading.


***Article by and others like it can be found at their website / Photo by Devon Rokola at Pexels

The Cost of Moving Home

If you’re hoping to buy your own home, you’ll need this comprehensive guide to the costs involved in buying a house or flat and moving home. Always remember when you’re saving money for a deposit, you might need to stash away more than you think. There are lots of extra expenses involved in the home-buying and conveyancing process, from solicitor fees to removal costs.

Adding it all up, you can see that for a property costing just over £200,000 the average total of these fees would be around £3,000.

These costs will vary depending on the home you’re buying and other circumstances. Luck plays a role too, especially with surveys – if a major issue is discovered, you may have to start all over again.

On top of your deposit, you’ll need some extra cash ready for the following:

Surveyors – before you can get your mortgage, your lender will want to value the property, and you’ll need to pay or this. Valuation surveys tend to cost around £200 – £300. However, unless the home is a new build, you should also arrange your own survey to reduce the chance of nasty surprises later. A HomeBuyer’s Report can cost between £250 and £1,000 (depending on size of property) and a more detailed building survey can cost up to £1,500.

Mortgage fees – when you take out a mortgage, you’ll have to pay certain fees to the lender depending on the type of mortgage deal. Fees may be as low as a couple of hundred, but could run into a few thousand – so check with your mortgage adviser.

Mortgage term life insurance – if you have a partner, dependents, or a co-holder of the mortgage, it’s highly advisable to take out mortgage term life insurance. This means that if you die before the mortgage is paid off, the insurance will pay off the debt in full.

Conveyancing fees – the conveyancing process ensures your home purchase is fully legal and watertight, and is usually carried out by a solicitor. Fees for this are typically between £850 and £1,500. Your conveyancer should also conduct a range of ‘searches’ to prevent any unpleasant surprises like mine-shafts under your property – these searches cost around £300.

Stamp duty land tax – How much you pay is worked out through a tiered system. You pay 0 per cent on the first £125,000, 0.2 per cent on the next £125,000 – £250,000, and 5 per cent from £250,000 to £925,000, and the tier continues with more tax for properties over higher thresholds. N.B. stamp duty relief is available for first-time buyers, so you may have a lower bill or none at all.

Adding it all up, you can see that for a property costing just over £200,000 the average total of these fees would be around £3,000.

These costs will vary depending on the home you’re buying and other circumstances. Luck plays a role too, especially with surveys – if a major issue is discovered, you may have to start all over again.

Removal costs, furniture and decoration

Most people moving home use a removals company, which will cost between £500 and £1,000. If you’re a first-time buyer and don’t yet own much furniture it’s possible to do it yourself – but then of course  you’ll want to buy some furniture! You can expect to spend around £2,000 on furnishings and an extra £1,000 on white goods such as fridge, washing machine and cooker – as a minimum. But you can save by buying second hand, looking at sites like Freecycle, and seeing if friends and family have items they no longer need.

Depending on the state of the property you’re buying, you may also need to factor in costs such as redecoration and/or home improvements too.

What about selling costs?

If you’re not a first-time buyer, you’ll also have to factor in the cost of selling your current home. The main one here is the estate agent’s fee, which comes directly out of the money your home fetches (usually between 0.5 per cent and 3 per cent).

You’ll need to shell out for your home’s EPC rating certificate upfront, which costs between £60 and £120. If you’re selling a second property (i.e. not your main residence) then you may also have to pay capital gains tax if its value has risen.

Can I put these costs on my mortgage?

The short answer to this is yes, you can add many of the costs of moving to your mortgage. However, in most cases you should resist the temptation to do so, as you’ll pay much more over time – and you can usually get better value finance deals elsewhere. Talk to your mortgage adviser to find out more about this.

Need help saving up a lump sum for buying a home? Then see our page on deposits.


**By Nick Green. Nick Green is a financial journalist writing for, the site that has helped over 10 million people find financial, business and legal advice. Nick has been writing professionally on money and business topics for over 15 years, and has previously written for leading accountancy firms PKF and BDO.

Picture by Skitterphoto at pexels